Buying a home in Wyoming: the help you may qualify for.
Down payment assistance, property tax exemptions and veteran benefits in Wyoming, gathered from official state sources and explained in plain English. Every program has its own rules, so check with the agency before you count on it.
Down payment and closing cost help
From the Wyoming Community Development Authority (WCDA).
Home$tretch
Up to $15,000
A 0% loan with no monthly payments, due when you sell, refinance or at 30 years, with a WCDA first mortgage. Credit score 620+.
Amortizing down payment assistance
Up to 6% of the loan
A second loan you repay, with WCDA's HFA Preferred or Advantage loans.
Who qualifies: Income and price limits, through a WCDA participating lender.
Property tax exemptions and credits
Exemptions lower your home’s taxable value or your bill. Most aren’t automatic: you apply with your county assessor. Wyoming’s official exemptions information.
For homeowners who live in the home
Homeowner exemption
25% off the first $1 million of value
For a primary residence you live in at least eight months a year.
How to apply: Owner-occupied affidavit with your county assessor (2026 filings were due March 1). (Wyoming Department of Revenue)
Property tax refund program
A refund of part of your property tax
For lower-income homeowners who have lived in Wyoming for several years. Income and asset limits apply.
How to apply: With the Department of Revenue or your county. (Wyoming Department of Revenue)
For homeowners 65 and older
Long-term homeowner exemption
50% off value (instead of the 25%)
For owners 65 or older who have paid Wyoming property taxes for 25 years or more. You can't get both this and the 25% exemption.
How to apply: With your county assessor. (Wyoming Department of Revenue)
For veterans
Veterans exemption
$6,000 off assessed value
For honorably discharged veterans who have lived in Wyoming for at least three years, and some surviving spouses.
How to apply: With your county assessor, usually by late May. (Wyoming Department of Revenue)
Want to see which ones fit you? Answer a few questions in the property tax exemptions checker.
If you serve or served
- VA home loan: available in every state, often with no down payment and no monthly mortgage insurance. You’ll need a Certificate of Eligibility. See VA home loans.
- Property tax: veterans in Wyoming may qualify for Veterans exemption. See the details above.
Your next steps
- Work out a monthly cost you’re comfortable with in the home cost calculator. It also lists Wyoming’s programs with the loans you may qualify for.
- Talk with a free or low-cost HUD-approved housing counselor. Find one near you.
- Ask each lender which of these programs they work with, and compare Loan Estimates from at least three.
- Follow the step-by-step home buyer’s guide from budget to keys.
Common questions
Does Wyoming have down payment help for home buyers?
Yes. Programs from the Wyoming Community Development Authority (WCDA) include Home$tretch, Amortizing down payment assistance. Income and price limits, through a WCDA participating lender. Funding and rules change often, so check with the agency or a participating lender.
Does Wyoming have a homestead or property tax exemption for homeowners?
Yes. Homeowners who live in the home may qualify for: Homeowner exemption, Property tax refund program. Apply with your county assessor; most exemptions aren't automatic.
Is there help for veterans buying a home in Wyoming?
VA home loans are available in every state, often with no down payment. Veterans may also qualify for property tax benefits such as Veterans exemption.
Sources: Wyoming Community Development Authority (WCDA) and Wyoming’s property tax office, linked above. Last checked November 12, 2026. Programs, amounts, income limits and funding change often, sometimes every year. Know Before You Own doesn’t recommend lenders or take referral fees. This page is general education, not legal, tax or lending advice. See other states.